In the past two or three years, a revolution has been quietly in the making that promises to reshape lending to consumers and businesses all the world over. The revolution is called Cash Flow Analytics. Driven by large increases in the availability of alternative data and the latest AI tools to rapidly identify key patterns within the data, it can greatly speed up loan decisioning by underwriters while substantially reducing the risk of poor lending decisions.
Cash Flow Analytics: The New Frontier in AI-Based Lending
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