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Technology Built for Lenders Created by the Premier Online Business Lender

A proven turn-key solution that equips your financial institution with the technology needed to launch a fully secure and customized lending experience for your business customers.


Ascend logo

Biz2X Ascend Edition Now Available

The Ascend edition of Biz2X offers an improved platform interface with a smart dashboard that flags key information, includes the latest generation of the company’s machine-learning based risk scorecard, automated lending checklist & verification view mode, and an expanded network of third-party integrations to unlock even more lending insights.

About the Platform

Lending Transformed Digitally

The Biz2X Platform offers enhanced loan management, servicing, risk analytics and a configurable customer journey, Biz2X is helping lenders run their lending operations at scale.

Easy-to-Use Loan Application

Works on any device and for any kind of small business customer.

Banker Dashboard

Give your bankers the capabilities they need to make smarter business loans.

Credit Analytics Tool Suite

Financial insights tailored to small businesses, in the hands of your credit team.

The Biz2X Platform

An intelligent business lending platform with end-to-end coverage of every essential workflow and every hard-to-define process. Connecting borrowers, bankers and your business lending initiatives in one powerful platform.

Application Intake
  • Customer Portal
  • Dynamic application
  • Multiple product support
  • Document upload
Qualification Rules
  • Pre-qualifications
  • Auto knock-outs
  • Instant validations
Banker Dashboard & Underwriting
  • Client communication module
  • Cash Flow analyzer
  • Auto spread calculation
  • Bizanalyzer scorecard
Decision Engine
  • Auto or semi-auto approvals
  • Configurable rules & thresholds
  • Risk based pricing
Final Approval
  • Credit assesment memo
  • Auto populate T&C’s
  • Electronic documentation
Passed to Core & Servicing

Passed to Core & Servicing

Platform features

Learn how Biz2X Platform can assist your institution

Easy-to-Use Loan Application That Works on Any Device

Make online business lending work for your brand with the Biz2X loan application experience customized to your branding.

Serve customers on any device or in branch, with an omni-channel digital loan application and responsive design that has been proven across hundreds of thousands of loan applications.

Built-in integrations to trusted third party data services means your customers save time while your bank can capture all KYC requirements with no extra effort. The ready-to-launch borrower portal means your customers will always know where their application stands.​


Banker Dashboard With Configurable Workflows & Policies

Make business lending easier for your bankers. The banker dashboard in Biz2X is an all-in-one portal for underwriting, risk and offer management, client communication and reporting.

Our platform is designed to be configured to your financial institution’s needs.

Biz2X will match your credit policies, giving you precise control over configurable decision rules and user permissions, while equipping your bankers with automated financial calculations to cut out paperwork and accelerate loan decisions.​


Credit Analytics Tool Suite & Loan Decision Engine

The comprehensive credit analytics tool suite available in Biz2X combines powerful third-party data integrations, credit analysis tools and transaction-level reports.

Implement the latest automated financial analysis techniques in your business lending workflows, so you can have confidence about every loan decision.

Dial up automated decisioning rules that fit your credit policies, or open up detailed loan-specific insights for your underwriting staff. Biz2X’s credit analytics tool suite helps your bank control risk and accelerate work all at once. ​


Other Products

Use cases

Run your entire business lending operation from one platform

Biz2X supports a wide range of credit and business banking solutions. The Platform has configurable modules for each kind of financing your institution offers to business clients. Read about the solutions that Biz2X supports below.


Our customers

Featured case studies

Discover why so many banks and financial institutions have made the move to Biz2X

The Biz2X platform allowed us to become more tech-forward with automation. Reducing clicks and keystrokes was a huge benefit, and we've been able to process loans faster.​
Kiril Dimov Director of the small business loan program
Biz2Credit brought the capabilities, the platform, the experience as a leadership team, and was able to understand what we needed to serve the small business space.
Jeff Brown Head of Business Banking
Australian Finance Group
Working with Biz2Credit has been one of collaboration, understanding, and commitment. It’s been a fantastic journery and I would highly recommend entering into a relationship with them.
Malcom Watkins Executive Director
Popular Bank
It’s a streamlined process, where the customers can actually go online and upload documents, complete the information. The system is intelligent.
Manuel Chinea COO

Get a demo: See Biz2X in action

Connect with a funding platform specialist for a customized demo of Biz2X for your bank or financial institution. Schedule one-on-one time, or bring your colleagues.