Now Available: Biz2X Ascend Edition Helps Lenders Take Business Lending to New Heights Learn more
ABOUT BIZ2X RISK ANALYTICS
With Biz2X Risk Analytics, you can take your business lending operation to a whole new level of confidence and transparency, thanks to our suite of credit analysis tools including proprietary cash flow monitoring and transaction-level analysis you won’t find anywhere else.
Faster Credit Decisions
RISK ANALYTICS FEATURES
Get enhanced insight into every borrower’s business activity with real-time cash flow analysis tools. Transaction-level analysis makes it possible for your bankers to drill into the most precise level of detail on each and every credit decision.
At the same time, automatic categorization delivers insight into behavior patterns that matter: from signs of business expansion to risk-driving transactions and ongoing debt obligations.
Your team will never feel they have to make a lending decision in the dark again.
Set the reporting thresholds that matter to your credit team and get continuous real-time monitoring of financial activity to be sure that every important borrower behavior is reflected in your lending decisions.
Ongoing reports keep your bankers connected to the information that makes a difference, both pre-loan and during servicing, so you can stay a step ahead of risky behaviors.
Make better informed underwriting decisions – to reduce risk and approve more qualified borrowers thanks to advanced technology and configurable credit scorecards that you set uniquely for your financial institution.
Incorporate experimental techniques based on machine learning that equip your underwriters with insights and recommendations on each credit file. Or program entirely automated lending decisions, without writing a line of code, thanks to Biz2X’s configurable rules engine and credit scorecard.
You choose how much automation your bank wants to use for lending decisions.
Biz2X supports a wide range of credit and business banking solutions. The Platform has configurable modules for each kind of financing your institution offers to business clients. Read about the solutions that Biz2X supports below.
Discover why so many banks and financial institutions have made the move to Biz2X