Now Available: Biz2X Ascend Edition Helps Lenders Take Business Lending to New Heights Learn more

Advanced Credit & Risk Analytics Tools Makes Business Lending Finally Stress-Free

Equip your credit risk teams with instant intelligence and financial insights to make superior lending decisions.
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ABOUT BIZ2X RISK ANALYTICS

Every Business Lending Metric in One Easy-to-Understand Dashboard

With Biz2X Risk Analytics, you can take your business lending operation to a whole new level of confidence and transparency, thanks to our suite of credit analysis tools including proprietary cash flow monitoring and transaction-level analysis you won’t find anywhere else.

Faster Credit Decisions​

Take advantage of automated cash flow analysis​.

Format Flexibility​

Work seamlessly between multiple document types and across different data sources​.

Reduce Risk

Identify patterns and calculate risk metrics on each credit file​.

RISK ANALYTICS FEATURES

A Lender-Approved Credit Analysis Toolset

Comprehensive Cash Flow Analysis Tools Deliver Insights to Your Staff​

Get enhanced insight into every borrower’s business activity with real-time cash flow analysis tools. Transaction-level analysis makes it possible for your bankers to drill into the most precise level of detail on each and every credit decision.

At the same time, automatic categorization delivers insight into behavior patterns that matter: from signs of business expansion to risk-driving transactions and ongoing debt obligations.

Your team will never feel they have to make a lending decision in the dark again.​

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Automated Reporting and Continuous Activity Monitoring​

Set the reporting thresholds that matter to your credit team and get continuous real-time monitoring of financial activity to be sure that every important borrower behavior is reflected in your lending decisions.

Ongoing reports keep your bankers connected to the information that makes a difference, both pre-loan and during servicing, so you can stay a step ahead of risky behaviors. ​

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Machine Learning Driven Credit Scorecards Configured to Your Unique Policies​

Make better informed underwriting decisions – to reduce risk and approve more qualified borrowers thanks to advanced technology and configurable credit scorecards that you set uniquely for your financial institution.

Incorporate experimental techniques based on machine learning that equip your underwriters with insights and recommendations on each credit file. Or program entirely automated lending decisions, without writing a line of code, thanks to Biz2X’s configurable rules engine and credit scorecard.

You choose how much automation your bank wants to use for lending decisions.​

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Other Products

Use cases

Run Your Entire Business Lending Operation From One Platform

Biz2X supports a wide range of credit and business banking solutions. The Platform has configurable modules for each kind of financing your institution offers to business clients. Read about the solutions that Biz2X supports below.

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Our customers

Featured Case Studies

Discover why so many banks and financial institutions have made the move to Biz2X

HSBC
Biz2Credit brought the capabilities, the platform, the experience as a leadership team, and was able to understand what we needed to serve the small business space.
Jeff Brown Head of Business Banking
Australian Finance Group
Working with Biz2Credit has been one of collaboration, understanding, and commitment. It’s been a fantastic journery and I would highly recommend entering into a relationship with them.
Malcom Watkins Executive Director
Popular Bank
It’s a streamlined process, where the customers can actually go online and upload documents, complete the information. The system is intelligent.
Manuel Chinea COO

Get a demo: See Biz2X in action

Connect with a funding platform specialist for a customized demo of Biz2X for your bank or financial institution. Schedule one-on-one time, or bring your colleagues.