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Business Term Loans
Offer a traditional term loan product to your business clients with a range of configuration options to meet your requirements.
Set your own pricing, credit decision parameters, amortization schedules, rules, and conditions. Biz2X allows you to configure the term loan application process in accordance with following your institutional underwriting policies. Fixed or floating rate options are available. Automated decisioning or knockout criteria supported. Select the documentation requirements your institution needs for KYC or underwriting. All-digital journey and all-digital underwriting for business term loans is here.
Small Business Administration Loans
Biz2X Accelerate SBA provides the most comprehensive lending features for Small Business Administration (SBA) loans.
Participate in the most popular government- guaranteed loan programs. Direct integration to SBA systems, including E-Tran and Colson, ensures seamless data transmission and faster processing. Built-in e-signature workflows capture government declarations and client documentation up-front in an all-digital workflow.
Supported SBA loan programs:
Lines of Credit
A line of credit is a coveted product among business owners due to the flexibility to draw funds only when business needs dictate.
Issue revolving credit lines to your business clients with configurable thresholds and configured repayment schedules. Unsecured credit lines issued through Biz2X allow your institution to determine credit line intervals and automated underwriting criteria, as well as manual review conditions if required. Set line maintenance criteria and the desired repayment structures for your institution.
Business Credit Cards
Support your own business credit card program with digital card issuance workflows and card prequalification for business clients.
Revolving credit lines supported, secured, or unsecured card options available. Pre-configured options for cash advance financing tied to credit limits can be added onto the card products with simple configurations of the platform credit rules.
Business Checking Accounts
Open new deposit accounts for your business banking clients with Biz2X account opening.
Use the same configurable digital onboarding workflow used to issue lending decisions. Integrate to core banking systems for easy account creation and automated processing.
Expand your trade finance operation by issuing invoice-secured financing through Biz2X.
Issue financing secured by client accounts receivable (AR) or secured with client inventory for import/export or other specialty trade practices such as ecommerce sales and invoice financing. Capture cash flow insights directly from client transactional accounts and leverage these insights for automated prequalification with high accuracy.
Commercial Real Estate Loans
Secured loans are also supported with Biz2X. Commercial Real Estate (CRE) loans can be originated through the platform.
Capture property information with an all-digital workflow and take advantage of features such as digital site visits to enrich the underwriting process for these high- value loans. Offer refinancing options to your commercial property owner clients, such as cash out or rate -reduction refinancings.
Discover why so many banks and financial institutions have made the move to Biz2X