Welcome to Biz2X

Biz2X is a subsidiary of Biz2Credit, founded in 2007 by brothers Rohit Arora and Ramit Arora, two Indian-born, U.S. based professionals who identified a fundamental flaw in the way small businesses, particularly immigrant-led and minority-owned ventures, accessed credit. While working at Deloitte Consulting, Rohit Arora discovered that small business Biz2X is a subsidiary of Biz2Credit, founded in 2007 by brothers Rohit Arora and Ramit Arora, two Indian-born, U.S. based professionals who identified a fundamental flaw in the way small businesses, particularly immigrant-led and minority-owned ventures, accessed credit. While working at Deloitte Consulting, Rohit Arora discovered that small business

Driven by an entrepreneurial spirit and a desire to bridge this gap, the brothers began helping South Asian small business owners in New York City navigate the complex lending process. Many entrepreneurs found U.S. credit systems intimidating and confusing, with the loan application journey often slow and discouraging. In response, they launched Biz2Credit in 2007, an online platform that streamlined the small business loan application process through a fully digital, immigrant-friendly underwriting approach. As the 2008 financial crisis worsened, Biz2Credit rapidly expanded its reach, offering fast, transparent, and inclusive access to capital when traditional banks pulled back.

Having arranged over $10 billion in small business funding, Biz2Credit quickly became one of the most trusted digital lending platforms in the U.S. As the company grew, large banks approached the team for help with their own digital transformation. This led to the launch of Biz2X in 2019, a SaaS-based platform designed for financial institutions looking to digitize their commercial lending operations. Biz2X enables banks to provide faster decisions, intelligent credit assessments, and seamless borrower experiences, all powered by AI, machine learning, and advanced analytics.