Biz2X’s AI-powered loan origination software unifies the end-to-end process, from digital application and automated underwriting to credit decisioning, documentation, and disbursement. It is built for growth-driven banks and credit unions in the US without forcing them to add headcount, ensure compliance without complexity, and make near-instant decisions backed by data, not guesswork.
~2.5X
Accelerated
Underwriting Speed
~90X
Faster
Loan Decisioning
~2X
Loan
Portfolio Growth
All-in-one SaaS lending platform
Fully configurable without IT intervention
Automated underwriting and cash-flow analytics
Prebuilt third-party and core banking integrations
Digital omnichannel application and borrower portal
AI-Powered decision engine with policy rules and risk-based pricing
Digital portal for frictionless onboarding with dynamic forms and document upload
Consolidated credit scores to help your underwriting teams make decisions that strengthen portfolio quality
Seamless connection to core banking for instant, error-free disbursement
Automated eligibility checks, KYC/AML validation, and bureau integrations
AI-driven cash flow analysis and BA Score insights for faster, data-led decisions
Auto-generated loan agreements with e-sign and built-in compliance checks
Continuous portfolio tracking with dashboards, risk alerts, and audit trails
Digital portal for frictionless onboarding with dynamic forms and document upload
Automated eligibility checks, KYC/AML validation, and bureau integrations
AI-driven cash flow analysis and BA Score insights for faster, data-led decisions
Consolidated credit scores to help your underwriting teams make decisions that strengthen portfolio quality
Auto-generated loan agreements with e-sign and built-in compliance checks
Seamless connection to core banking for instant, error-free disbursement
Continuous portfolio tracking with dashboards, risk alerts, and audit trails
It’s a streamlined process, where the customers can actually go online and upload documents, complete the information. The system is intelligent.
Manuel Chinea, COO, Popular Bank
Proven Expertise, Trusted by Leaders
Biz2X is more than a technology provider. We are a strategic partner for financial institutions transforming SBA lending. Built on a decade of SBA lending experience and powered by AI, Biz2X enables lenders to process applications faster, maintain full compliance, and scale portfolios confidently.
The platform integrates with E-Tran and SBA One, supports every SBA program, and automates SOP requirements end to end. Institutions using Biz2X consistently achieve faster decisioning, higher approval rates, and better borrower satisfaction rates while remaining fully audit ready.
