How AI is Reshaping Digital Lending in India

India’s lending ecosystem is undergoing a radical transformation driven by AI-powered digital lending platforms. While MSMEs account for nearly 30% of India’s GDP, they continue to face a ~₹30 lakh crore credit gap, says SIDBI’s MSME May 2025 report. Financial institutions are now turning to AI to bridge the divide and capture new growth. 

This in-depth e-book reveals how leading Indian banks, NBFCs, and other fintechs are using AI to reimagine every step of the lending process, from real-time underwriting and fraud detection to predictive analytics and personalized loan products. It also unpacks industry data, regulatory insights, and learnings from successful deployments across Tier-1 and Tier-3 markets. 

Inside the e-book, you will find: 

• Latest industry benchmarks from RBI, TransUnion, and McKinsey 
• Case studies from India’s top banks and SFBs 
• How fintechs are fueling AI innovation
• Responsible AI frameworks and regulatory alignment 
• Future outlook for taking the right steps today 

Whether you’re a decision-maker at a financial institution, a fintech innovator, or a digital transformation leader, this resource will help you understand how to leverage AI to boost loan book growth, reduce risk, and enhance customer experience.