Biz2X DigiKred
Biz2X DigiKred can help you move to a fully digital origination platform, already connected to the complete Digital Ecosystem (Aadhar, PAN, GST, Bank Statement OCR and many more), completely eliminating the manual processes of yesterday. Biz2X DigiKred is available in three variants - SME, PERSONAL and Advanced with below out-of-box pre-integrated benefits.
White labelling with
branding guidelines
Cashflow driven
underwriting engine
Fully configurable with
options for post disbursementmonitoring
Risk mitigation with early
warning during loan servicing and collections
AI driven state of art patented
intelligent analytics technology
Low initial IT investment
with flexible pay as you go model
Available as a SaaS
product
DigiKred SME
DigiKred SME provides a comprehensive SME
credit assessment that enables the risk
profiling in the loan origination journey, while
automating most of the credit assessment
process through multi-source API integration
and intuitive modern UX.
- Multi-sourced comparison of cashflow analysis
- Social media news and ratings
- Credit agency ratings
- Biz Analyzer score
- Bureau scores for Cibil, Consumer, Business
- GSTR based P&L Trend analysis
- SME portfolio cohort analysis
- Bankruptcy and Legal suit information
DigiKred PERSONAL
DigiKred PERSONAL provides a formless
experience of Personal loan credit assessment
to enable the individual risk profiling at the loan
origination journey, while automating most of
the credit assessment process through multisource
API integration and intuitive modern UX.
- Multi-sourced comparison of cashflow analysis
- Fraud Analysis
- Salary and Banks statement comparison
- ITR integration
- Cibil score – soft and hard pull
- OCR driven PAN and Aadhar verification
DigiKred ADVANCED
DigiKred ADVANCED is a state of art risk profiling
product that is built with patented intelligent
analytics technology to unearth the opportunities
and risk associated post disbursement, thereby
providing a ageing based comprehensive view of
borrower risk profile and underlying opportunities
there in to enhance the future of Fintech Lending.
- Post Loan disbursal monitoring
- Event based monitoring
- Covers entire Loan lifecycle
- Monitoring Dashboard with Colour
representation of highlights - Trend, Variance analysis for Revenue, Expense,
DSCR, Net Earning - Bank statement and GST powered monitoring
- Multiple bureau portfolio monitoring
- Fraud Alerts
- Complete business debt profile view
Let’s talk
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