Biz2X Rule Engine

Bring in underwriting flexibility to manage credit rules from customer registration to application decisioning.

Biz2X Rules Engine is available in Web /API format to helps lender automate all the underwriting rules centrally. This tool is completely configurable and helps the user to configure rules that can be called throughout the workflow. Starting from customer registration where it can help lenders to setup knock-off thereby reducing non-qualifying applications to handling complex underwriting rules which are then an input to the credit decision engine for loan approval or rejection.

Why Choose Biz2X Rules Engine

User Configurability

One tool having intuitive UI to build multiple conditions. No need for frequent customizations on root level- reducing costs and increasing operational efficiency.

API Based

Configuring rules and rule sets drives in intelligent automation through integrations to remove development efforts and serve different scenarios and requirements. From auto-knockoff to auto-underwriting a single platform that can serve all use cases.

Completely Auditable

Reduce errors in decisioning and adds transparency to ensure standardization of credit rules infrastructure. Biz2X Rules Engine ensures complete auditability across the lending process as required by the regulators.

How it works

The parameters used
within the platform flow to
Rules Engine after successful
API integration with the
platform.

The parameters are combined
using logical operators to
build rules.

Complex rules known as rules sets
can be formed using multiple rules
for different instances, which can act
as workflows for automating the
decisioning or driving knockouts
automatically.

Key differentiators

Highly modular and scalable rules engine with flexible configuration and easy integration with existing platforms to ensure seamless end to end process.