Advanced Analytics & Machine Learning
to Power Your Digital Lending

Added onto either Biz2X Pro or Biz2X Enterprise, Biz2X AI bundles machine learning with advanced data analytics to produce unmatched lending results.

Bank Statement Analyzer

Don’t waste time on costly manual underwriting - equip credit risk teams with automation that speeds up analysis and makes straight-through loan processing possible. Bank Statement Analyzer combines natural language processing and image recognition with your brand’s credit policies to accelerate decision-making times with full risk control.

  • User-Permissioned

    User-Permissioned

  • Post loan monitoring, early warning alerts

    Post loan monitoring, early warning alerts

  • Multiple accounts and multiple months

    Multiple accounts and multiple months

  • Building smarter collection strategy

    Building smarter collection strategy

  • Ongoing data collection and machine learning/AI

    Ongoing data collection and machine learning/AI

  • Operating cash flow statements, Debt coverage ratio and loan limit

    Operating cash flow statements, Debt coverage ratio and loan limit

  • Classification at Individual debit and credit transaction level

    Classification at Individual debit and credit transaction level

  • Up-to-Date, Scalable Straight-Through Processing

    Up-to-Date, Scalable Straight-Through Processing

Digital Site Visits

Reduce credit fraud and verify KYC/KYB information in less than half the time. AI-based image recognition plus configurable site visit requests improve KYC results and control portfolio risk more effectively pre-decision than traditional merchant visits.

  • Up to 80% reduction in site visit costs

    Up to 80% reduction in site visit costs

  • Up to 90% time savings for site visits

    Up to 90% time savings for site visits

  • AI-based image classification reduces risk of fraud significantly

    AI-based image classification reduces risk of fraud significantly

  • Open API - Seamless integration with core bank platforms

    Open API - Seamless integration with core bank platforms

  • Geo-tagging via GPS eliminates risk of location fraud

    Geo-tagging via GPS eliminates risk of location fraud

  • AI-driven KYB & KYC alerts underwriters to potential identity fraud

    AI-driven KYB & KYC alerts underwriters to potential identity fraud

  • Configuration on each order gives more control over every site visit

    Configuration on each order gives more control over every site visit

  • Scalable and secure data storage

    Scalable and secure data storage